Product roadmap

Track what each carrier and treaty has authorized, what has been written against it, and what remains, with cession reporting where the treaty requires it.

Log a department-of-insurance or consumer complaint, track it to resolution with dates and outcomes, and produce the record a market-conduct exam asks for.

Pay agents on results, not just on premium: loss-ratio bonuses and profit share settled at period end against the book they actually wrote.

Privacy notices with opt-out tracking, and an adverse-action notice when a credit or insurance score drives a decline or a surcharge. Generated, delivered, and evidenced.

A close package your accountant can post: journals by account and period, posted date kept separate from accounting date, and an export to the general ledger you already use.

When someone pays more than the invoice, the money is held as unapplied cash and credited rather than refused. Credits carry forward, apply to the next installment, or refund.

Cancel mid-term and return the right amount. Pro rata when the carrier or the MGA cancels, short rate when the insured does, with the fee treatment stated per fee rather than assumed.

Move a policy to a different carrier, program, or major risk change without cancelling and starting over. The rewrite carries the term, the money already collected, and the history with it.

A state capability registry so each new state is configuration, not a rebuild.

Real-time rate calls from the comparative raters your agents already use.